Know the Four Components of a Budget

Author: Wednesday, August 25, 2021

Warning: This post may contain math!

Building a budget is the first step toward becoming a better money manager. Believe it or not, many people don’t know how much money they earn or how much they spend each month.

That’s why we create budgets. It’s a financial exercise that sometimes surprises people – even shocks them when they discover the amount they spend each month. It also inspires them to change their financial habits.

Before you break out the calculator, know these four main components of a budget. This will allow you to get all your paperwork in order before diving into equations and spreadsheets.

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3 Ways Credit Unions Celebrate Young Members

Author: Monday, May 17, 2021

Every year in April, credit unions celebrate National Credit Union Youth Month. This month serves to encourage kids to develop healthy saving habits by making savings fun and exciting. Although the month is over, credit unions work year-round to engage with young members and show them that credit unions ALWAYS have their back.

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When You're Here, You're Family

Author: Thursday, March 11, 2021

When You’re Here, You’re Family. You might remember this catchy phrase as the tagline for Olive Garden back in the day. The restaurant chain kicked the famous slogan to the curb in 2012, and selfishly, I think that was a good move. That slogan resonates more with the credit union industry than any other industry I can think of.

Reflect on the last interaction you had with your financial institution. Were they excited to see you? Did they know your name? Were they interested in listening to your needs and offering honest advice? If you answered no to these questions, it’s likely you’re not yet a member of a credit union.

At credit unions, you’re always welcome to the dinner table.

Hear from credit union members about their experiences with their credit union families and learn why you should join a credit union.

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3 New Year’s Resolutions We Wish You Would Make (and Keep)

Author: Thursday, January 28, 2021

These days, the only thing more cliché than setting a New Year’s resolution is breaking that intention. If you have already abandoned your resolutions this year, hear me out. 2021 is our year to rethink our finances, stick to a budget, and get rid of debt! Keep reading to hear about financial resolutions we wish you would keep.

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