Checking Accounts
Your money when and where you need it.
A checking account, also known as a share draft account at a credit union, is an important (and often underrated) tool in your personal financial toolbelt.
A checking account is a type of bank account that allows you to easily access your money - anytime, anywhere. Whether you need to make a deposit or withdraw money for daily transactions, a checking account is one of the most liquid accounts you can have. The main goal of a checking account is to keep your money safe and secure in the short term, so it’s available for you when and where you need it.
Learn more about opening a checking account with a credit union.
Why should you consider a credit union?
Credit unions are focused on you, not shareholders.
- Credit unions have an interest in making their communities stronger and are focused on helping their members meet their financial potential.
- At a credit union, you can get more personalized service than you might receive at a bank.
Because credit unions are not-for-profit and serve their members, profits are shared with members through:
- Higher yields on savings accounts
- Fewer and lower fees
- Lower loan interest rates
- Individualized lending flexibility